These Are the Best Credit Cards of the Year
The best credit cards are those offers with stand-out terms in at least one major category, like fees, rewards, or rates. Based on how you intend on using the card, you will need to identify which features are most important to you, and then compare offers to find the best deal.
For instance, the best rewards credit cards may not have the best interest rates since they’re meant for those who pay their monthly bills in full. Listed below are some of the best credit cards for you to consider:
Chase Freedom Unlimited
This is one of the best credit cards because it offers top-notch rewards to go along with an introductory 0% APR for 15 months on new purchases and a $0 annual fee. The rewards start with an initial bonus of $200 for spending $500 within a period of 3 months of opening the account.
Additionally, Freedom Unlimited offers 3% cashback at drugstores and restaurants, 5% cashback on travel, and 1.5% cashback on other purchases through Chase. For those who have good or excellent credit, this is a great package.
Citi Double Cash Card
Its low cost and generous flat-rate rewards make Citi Double Cash a great credit card option. This card gives a total of 2% cash back in rewards on all purchases and has a $0 annual fee, making it twice as rewarding as an average cashback credit card.
Also, cardholders earn 1% cash back rewards on purchases and an additional 1% cashback when paying the credit card bill. So, if you want a great card without sacrificing value and with simple rewards, this is the best pick.
Blue Cash Preferred Card From American Express
The Blue Cash Preferred card is one of the most rewarding credit cards for everyday use on the market. It’s ideal for people with good or excellent credit whose top expenses include gas, groceries, streaming services, and transit purchases.
In the first year, Blue Cash Preferred doesn’t charge a yearly fee. On using the Blue Cash Preferred card regularly, the average person would earn hundreds of dollars in net rewards value each year (after the annual fee).